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Otterstedt Insurance Agency
🥉#3 Best Insurance agency in Englewood Cliffs, NJGet Award

Otterstedt Insurance Agency

4.5
30+ reviews
Professional ServicesInsurance agencyInsurance agency
$0.00 raised this season·currently #3 in Englewood Cliffs·next bid +$1.00 leaderboard value to take #2·$0.00 behind #1

540 Sylvan Ave

Otterstedt Insurance Agency has been a trusted local partner in Northern New Jersey for more than 100 years. At our Englewood Cliffs branch, we provide personalized, community-focused service backed by a full suite of insurance solutions. From personal insurance, auto, home, and umbrella coverage to business insurance, surety bonds, cyber protection, and specialty policies, we deliver comprehensive protection tailored to your life, your family, and your business. Our team of insurance experts are committed to helping you safeguard what matters most with clarity, care, and confidence.

Sponsored Ranking

Ordered by owner and customer bids — bought, not earned. BergenHub promotes Bergen County businesses; it doesn't rate service quality.

In Englewood Cliffs

#57 / Professional

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In Englewood Cliffs overall

#211 of all businesses

Insurance agency

#3 in town

Composite score

1 / 100

rating · quality · popularity

Review quality analysis

Computed from 16 text reviews using BergenHub's quality scoring (sentiment, owner responsiveness, review depth).

Positive sentiment56%
Owner responsiveness0%
Negative signal13%
Sentiment balance78%

Customer reviews

Ratings and comments from Google and BergenHub members, combined into one score. Sign in with a verified-email account to add yours.

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  • GGoogle reviewer
    Local Guide
    Jul 21, 2026

    I have received the best service from Otterstedt since I started working with Account Exec Kassandra a few years ago. She always finds me the best rates and is very thorough in her knowledge & expertise. I appreciate all the efforts she has made to find me the best affordable insurance in New Jersey. Thank you!!

  • GGoogle reviewer
    Local Guide
    Apr 28, 2026

    Lynn Wagner is extremely rude and unprofessional - hangs up on you for a simple request. Would not recommend working with this agent or an agency that employs someone this unhelpful and inconsiderate.

  • GGoogle reviewer
    Local Guide
    Apr 20, 2026

    After years of trying to shop and figure out my own car insurance, a friend recommended to reach out to Kassandra. I'm so glad I did, because she did an amazing job at explaining my coverage. She made the entire process so easy!

  • GGoogle reviewer
    Mar 26, 2026

    I've been with Otterstedt Insurance Agency for over 20 years, covering both my personal and business insurance. I've consistently paid on time and maintained a long-standing relationship with the firm.<br><br>Unfortunately, my recent experience during a claim has been extremely disappointing. Despite multiple attempts to reach out, calls were not returned and communication was lacking at a time when support is most critical.<br><br>Insurance is ultimately tested when you actually need it, and this experience did not meet even basic expectations for responsiveness or service. It's frustrating to have decades of loyalty and then feel unsupported when it matters most.<br><br>I hope this is addressed, but based on this experience, I would strongly encourage others to consider how important responsiveness is when choosing an agency.

  • GGoogle reviewer
    Jan 21, 2026

    Rating only — no comment.

  • GGoogle reviewer
    Local Guide
    Jan 15, 2026

    Thank you so much Kassandra! I used to absolutely dread figuring out my insurance during renewal. Not only is she very knowledgeable, and explains everything to you, she's very nice! And she was able to help me save money. Highly recommend, you won't regret it.

Sponsored Ranking. Positions are bought through owner and customer bids, not awarded on quality. BergenHub helps Bergen County businesses get discovered; it does not rate their service.